IOS 12.2 - The new features

Everything you need to know about Apple's new credit card

Here's everything Apple announced at its March 25 Special Event

Apple is preparing to shut down the standalone version of Texture in the wake of launching its Apple News+ subscription service. Aside from a laser-etched name and an engraved Apple logo, the card doesn't feature any identifying information.

Forget Apple's new TV service coming this fall - the biggest announcement Apple made this week, full stop, is the Apple Card, an extension of the Apple Pay service that's been around for nearly five years now.

That same philosophy sounds like it'll be carried over to Apple Card, the company's first (well, second) ever credit card.

The physical Apple Card is made of titanium
The physical Apple Card is made

Getting rid of card numbers follows in the same vein as payment networks slowly moving away from the signature requirement, which they started to do when things like the implementation of chips in credit cards made signatures less necessary to ask for. You will need to apply for the card on your iPhone and that's where you will also pay for purchases and see all your bills. But if you use the physical version of the card, which is an option at retailers that don't accept Apple Pay, you'll earn only 1% cash back. In fact, for the first time in many years, Apple was forced to adjust iPhone production and turn to carrier subsidies in a number of countries to boost iPhone sales.

Apple's new credit card will be available in the United States this summer and will even offer a more compelling rewards program than other credit cards with Daily Cash.

AppleWhat about fees on the Apple Card?

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The company told that Apple Card will support all those places that Apple Pay supports.

The Apple Card lives in your Wallet app on your iPhone. Goldman Sachs and Mastercard are the associates in the card business of Apple.

Ironically during its press event Monday, Apple harped on about how important privacy was for new services.

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Apple says its card will offer interest rates that are among the lowest in the industry.

The company said that if users use the card at any Apple store, they will be given 3 percent cash back.

But to be sure, although Apple Pay is gaining popularity, it is not widespread. This may be a veiled dig in Facebook, which tracks every web browsing activity that you do, and after that serves your advertisements in the timeline based on your character sketch that it might have developed. While Apple won't charge a user a fee for paying late, such action, however, will negatively affect a user's credit score. Apple's App Store guidelines exist to give users consistent and understandable information, and minimise the chances that unscrupulous developers will be able to trick users into auto-renewing subscriptions that they don't need.

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That is certainly in keeping with the minimalist design of the physical card.

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